OT NPC: My daughter was in a hit-and-run crash - need some advice, She is fine - 2012 Mini Cooper S |
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OT NPC: My daughter was in a hit-and-run crash - need some advice, She is fine - 2012 Mini Cooper S |
scott_in_nh |
Jan 10 2018, 10:21 AM
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#1
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Senior Member Group: Members Posts: 808 Joined: 10-December 10 From: Hampton, NH Member No.: 12,471 Region Association: North East States |
Sorry, but you are they guys I trust with all things related to cars - not just 914's.
My daughter lives in Nashville TN and got hit and run sideswiped on the highway coming home from work last night. She never saw the car, got hit on the passenger side, spun out, went across 3 lanes and then backwards up an embankment (ok she wasn't going slow, which means the jerk-off was hauling ass). No one stopped, it took 3 hours for the cops to arrive, and then they just rubber stamped it and tried to get her to drive it home rather than have it towed (presumably because he didn't want to have to wait for the wrecker). (IMG:style_emoticons/default/mad.gif) She was obviously shaken up, and he had no way of knowing if the car was safe to drive - the 3 hour delay and telling her to drive the car is really pissing me off to the point I want to complain to the Nashville PD department! Luckily her boyfriend drove out and stayed with her the entire time. Even though there is paint and a chunk of the other cars mirror housing stuck on her car, it doesn't seem the cops are going to do anything - should they be? It is a 6-speed stick and she is concerned that the trans or motor might have been damaged when she went a couple hundred yards backwards - should she be? The car was hard to start at first, but ran fine after it cleared. Because of the door damage, the window won't go down all the way (understandable) but some other electrics and the radio were acting up (damaged wiring?). She is trying to get Liberty Mutual to consider it an accident with a non-insured motorist because that is a lower deductible than collision. She is concerned about the rear suspension being damaged or other damage not discovered by the body shop - should she be? I guess this is mostly a rant, but is there anything else she should be doing? Is anybody in the area and know a great body shop? I told her to call the mini dealer and ask who they used. Besides being grateful that she wasn't hurt, getting the car fixed and moving on - is there anything else she should do? Attached thumbnail(s) |
dakotaewing |
Jan 10 2018, 11:30 AM
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#2
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Senior Member Group: Members Posts: 1,160 Joined: 8-July 03 From: DeSoto, Tx Member No.: 897 Region Association: Southwest Region |
I have worked these type of claims on the insurance side.
My statements are from years of daily work experience. Not to be brash, but my answers will be straight forward and blunt. I'm glad your daughters OK. That being said most likely LM will consider it a collision, as your daughter cannot prove the other driver was uninsured, and she was in the car when it happened. The behavior of the police is typical, and they will not attempt to find the other party. The reason it took 3 hours for them to show was there were no reported injuries when the initial call was made. In order to get the highway cameras you will most likely need a subpoena. Again, typical. It is not within the LM work process to seek out the other driver, primarily as there are no, or minor injuries. What that means is there were no fatalities, and their liabilities are minimal. Its not worth their time since they don't have the information handed to them on a silver platter to pursue the other driver. Your daughter should have concerns about the drive train on the Mini. Start with the engine mounts. Remember that the vehicle should be repaired at the shop of her choice, not LM's. I would make sure that the facility has other Mini's on the shop floor. They have curtain characteristics mechanically that only shops with that background would know. Best, Thom |
scott_in_nh |
Jan 10 2018, 12:13 PM
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#3
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Senior Member Group: Members Posts: 808 Joined: 10-December 10 From: Hampton, NH Member No.: 12,471 Region Association: North East States |
I have worked these type of claims on the insurance side. My statements are from years of daily work experience. Not to be brash, but my answers will be straight forward and blunt. I'm glad your daughters OK. That being said most likely LM will consider it a collision, as your daughter cannot prove the other driver was uninsured, and she was in the car when it happened. The behavior of the police is typical, and they will not attempt to find the other party. The reason it took 3 hours for them to show was there were no reported injuries when the initial call was made. In order to get the highway cameras you will most likely need a subpoena. Again, typical. It is not within the LM work process to seek out the other driver, primarily as there are no, or minor injuries. What that means is there were no fatalities, and their liabilities are minimal. Its not worth their time since they don't have the information handed to them on a silver platter to pursue the other driver. Your daughter should have concerns about the drive train on the Mini. Start with the engine mounts. Remember that the vehicle should be repaired at the shop of her choice, not LM's. I would make sure that the facility has other Mini's on the shop floor. They have curtain characteristics mechanically that only shops with that background would know. Best, Thom Thanks Thom, Yours and others remarks are pretty much what I expected, I just didn't want time to pass only to find out we should have done this or that. what pisses me off the most, and you didn't address is the cop wanting her to drive the car from the scene. What if a brake line was damaged? What if the exhaust was damaged and leaked CO2 into the car? What if... what if... what if.... She found a Mini Cooper specialty shop in Nashville "Cooper's Garage" that she will query for a body shop familiar with Mini's. |
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