Credit card safety for online purchases, cool service... |
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Credit card safety for online purchases, cool service... |
ss6 |
May 16 2004, 10:08 AM
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#1
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fun city... Group: Members Posts: 261 Joined: 2-February 03 From: Western Connecticut Member No.: 221 |
FYI - Maybe you guys already know about this, but I just discovered a very useful service for those of us who shop online and thought I'd pass it on to you.
MBNA, among others, has a service that will produce a one-time credit card number (linked to your actual credit card) that you can submit for on-line purchases. The value is that your actual credit card number stays private and doesn't wind up a sitting duck thanks to a vendor's un-secured customer database (or a larcenous vendor, etc, etc.). The one-time number is a valid credit card number, so vendors don't need any special software, etc, etc. You can download an app that generates the number(s) locally. I had to close an account just recently due to international fraud just after a domestic on-line 914 related purchase; wish I knew about this last month. Here's the New York Times article that hooked me up: http://www.nytimes.com/2004/05/16/business...ney/16cred.html Here's MBNA's ShopSafe site: http://www.mbnashopsafe.com Chances are your card is issued by MBNA (or one of the other biggies mentioned in the article), even if it is logo'd under your local bank's name. |
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