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> why insurance is a good idea, burned 914
larryM
post May 14 2018, 10:47 PM
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https://www.copart.com/lot/31470778

probably one of "us" - probably the 2017 Santa Rosa fires
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Chip
post May 14 2018, 10:56 PM
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QUOTE(larryM @ May 14 2018, 10:47 PM) *

https://www.copart.com/lot/31470778

probably one of "us" - probably the 2017 Santa Rosa fires


Probably the saddest thing I have seen. There is not a bolt left to turn.
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jim_hoyland
post May 15 2018, 05:23 AM
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Sorry to see; added to VIN database. Looks like a Copper Metallic L99K.....hmmmmmmm


Attached image(s)
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jkb944t
post May 15 2018, 05:48 AM
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Wow, that is sad. I doubt there is a single part that can be saved based on how hot it looks like it got.

Jeff B
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billh1963
post May 15 2018, 05:55 AM
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Thank goodness it was only a rubber bumper car (IMG:style_emoticons/default/happy11.gif)
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DRPHIL914
post May 15 2018, 06:13 AM
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QUOTE(jim_hoyland @ May 15 2018, 07:23 AM) *

Sorry to see; added to VIN database. Looks like a Copper Metallic L99K.....hmmmmmmm

jim, I was thinking the same thing, so sad, another one bites the dust.
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mepstein
post May 15 2018, 06:41 AM
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(IMG:style_emoticons/default/agree.gif) most of our cars in progress don’t carry insurance. Check with your homeowners to see if you are covered.
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EdwardBlume
post May 15 2018, 06:47 AM
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Estimated retail value $4100 (IMG:style_emoticons/default/screwy.gif)
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mmichalik
post May 15 2018, 12:18 PM
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QUOTE(mepstein @ May 15 2018, 05:41 AM) *

(IMG:style_emoticons/default/agree.gif) most of our cars in progress don’t carry insurance. Check with your homeowners to see if you are covered.


This is very true. I have my insurance through State Farm and when we had the big fire here in December of 2017, I called to verify what would happen. I was told that home owners would not cover the car and for a nominal $6.00 a month more, I would be covered if the house burned down. After agreeing on a stated price / value for the car, I think I ended up paying something closer to $7.50 a month.

Very small per month cost and coverage if you ever need it because home owners (at least mine) would not have covered it. And well worth it if you have to file a claim.
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mepstein
post May 15 2018, 01:00 PM
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QUOTE(mmichalik @ May 15 2018, 02:18 PM) *

QUOTE(mepstein @ May 15 2018, 05:41 AM) *

(IMG:style_emoticons/default/agree.gif) most of our cars in progress don’t carry insurance. Check with your homeowners to see if you are covered.


This is very true. I have my insurance through State Farm and when we had the big fire here in December of 2017, I called to verify what would happen. I was told that home owners would not cover the car and for a nominal $6.00 a month more, I would be covered if the house burned down. After agreeing on a stated price / value for the car, I think I ended up paying something closer to $7.50 a month.

Very small per month cost and coverage if you ever need it because home owners (at least mine) would not have covered it. And well worth it if you have to file a claim.

This is something that happens all the time. Guys spend years on restorations or conversions and a fire, fallen tree or flood take it all out in minutes.
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Cairo94507
post May 16 2018, 06:47 AM
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This is an issue we all need to consider. I have a Hagerty policy on my car with a stated value. Even though I expect the shop in VA had adequate insurance coverage, I was always a bit anxious as it was not my policy and I did not know any details. So once Hagerty agreed to cover it, I was much happier and relaxed. Once it is a roller again and in color, I will increase coverage and send them new photos to support that increase. (IMG:style_emoticons/default/bye1.gif)
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DarrenG
post May 16 2018, 10:17 AM
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When mine is going to be down for awhile, I drop my coverage to Comprehensive (also called Other Than Collision) for about $6/month with State Farm.

I work in insurance claims, and have never heard of a homeowner's policy that would cover a vehicle.
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mepstein
post May 16 2018, 10:52 AM
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QUOTE(DarrenG @ May 16 2018, 12:17 PM) *

When mine is going to be down for awhile, I drop my coverage to Comprehensive (also called Other Than Collision) for about $6/month with State Farm.

I work in insurance claims, and have never heard of a homeowner's policy that would cover a vehicle.

I bought some coverage that would cover my non running projects. Basically cover the value of parts stored in my garage and workshop.
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pete-stevers
post May 16 2018, 11:05 AM
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Yes my car too was burnt in a barn fire... I got most of what I had put into it out... but not by todays pricing... But now I go with Haggerty! I have yet to rebuild a car (IMG:style_emoticons/default/dry.gif) (IMG:style_emoticons/default/dry.gif) I have two more chassis... but building up the place and all associated things have kept me from working on the 914
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