spring is comming....., Time to find..... |
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spring is comming....., Time to find..... |
ME733 |
Feb 8 2010, 04:35 PM
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#1
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Senior Member Group: Members Posts: 842 Joined: 25-June 08 From: Atlanta Ga. Member No.: 9,209 Region Association: South East States |
Well Spring is comming sometime in the near future ,I hope.(when the rains stop and and the cold weather abates, usually.) Question is ...who would you recommend for "classis Car insurance"., and what experiences have you had with them good or bad. ...Thanks MM.
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agentblr |
Feb 8 2010, 05:13 PM
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#2
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Member Group: Members Posts: 303 Joined: 23-January 04 From: Lee's Summit MO Member No.: 1,595 |
I have not had a policy with them, but I have heard nothing but good things about Hagerty Insurace.
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Ferg |
Feb 8 2010, 05:22 PM
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#3
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914 Guru Group: Members Posts: 5,948 Joined: 8-January 03 From: Boulder CO Member No.: 116 Region Association: None |
I've had Hagerty for many years now, never had to file a claim (knock on wood) but they have been great otherwise.
Ferg |
7TPorsh |
Feb 8 2010, 05:28 PM
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#4
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7T Porsh Group: Members Posts: 2,691 Joined: 27-March 06 From: Glendale Ca Member No.: 5,782 Region Association: Southern California |
In the same boat. i am signing up with Heacock Classic. $100 a year for good coverage.
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tradisrad |
Feb 8 2010, 09:54 PM
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#5
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Senior Member Group: Members Posts: 985 Joined: 11-September 06 From: San Mateo, CA Member No.: 6,815 Region Association: Northern California |
I've used Hagerty for years w/o issues, but no claims either.
I currently have my car on regular insurance because I want to drive it more than the classic policy allows. I will change back someday. |
Dr Evil |
Feb 9 2010, 12:21 AM
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#6
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Send me your transmission! Group: Members Posts: 23,032 Joined: 21-November 03 From: Loveland, OH 45140 Member No.: 1,372 Region Association: MidAtlantic Region |
The big difference I see is whether or not there are imposed limitations on usage and mileage. I have heard that Hagerty does not check mileage and as such can not enforce it.
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KELTY360 |
Feb 9 2010, 01:56 AM
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#7
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914 Neferati Group: Members Posts: 5,081 Joined: 31-December 05 From: Pt. Townsend, WA Member No.: 5,344 Region Association: Pacific Northwest |
I've had Hagerty for over 15 years now. The one claim I had they were very easy to deal with. No hassles; even followed up when I didn't get the repair work done right away, just to make sure everything was OK.
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HarveyH |
Feb 9 2010, 07:16 AM
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#8
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Member Group: Members Posts: 450 Joined: 19-June 03 From: Downingtown, PA Member No.: 843 |
Been with Hagerty for a number of years now. Only claim was for a stone through the windshield. Handled quickly and easily. One phone call to call in the claim and one call to tell them where I was having the work done.
Harvey |
VaccaRabite |
Feb 9 2010, 08:31 AM
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#9
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En Garde! Group: Admin Posts: 13,554 Joined: 15-December 03 From: Dallastown, PA Member No.: 1,435 Region Association: MidAtlantic Region |
I am using American Modern, as they were a USAA affiliate, and USAA did not want to cover a classic car. Similar to Hagarty in many ways. Have to keep the car in a locked garage, and I am not supposed to drive it over 5000 miles a year - but they don't check, and I doubt that I would anyway.
Zach |
zymurgist |
Feb 9 2010, 09:00 AM
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#10
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"Ace" Mechanic Group: Members Posts: 7,411 Joined: 9-June 05 From: Hagerstown, MD Member No.: 4,238 Region Association: None |
I use Grundy Worldwide. No mileage limitations, agreed value coverage, and the agreed value of the coverage automatically increases each year.
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Ferg |
Feb 9 2010, 11:56 AM
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#11
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914 Guru Group: Members Posts: 5,948 Joined: 8-January 03 From: Boulder CO Member No.: 116 Region Association: None |
The big difference I see is whether or not there are imposed limitations on usage and mileage. I have heard that Hagerty does not check mileage and as such can not enforce it. According to my contact at Hagerty, mileage used to go to a event does not count towards your yearly total, So WCC, RRC, or any other club or car event, does not count against you. I just give them a ring before a big trip and let them know where I"m headed. |
tat2dphreak |
Feb 9 2010, 12:11 PM
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#12
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stoya, stoya, stoya Group: Benefactors Posts: 8,797 Joined: 6-June 03 From: Wylie, TX Member No.: 792 Region Association: Southwest Region |
I've always used hagerty, but no claims. also the milage restrictions are for the "recreational" driving. if you are driving it to events or to a shop, it doesn't count... but that doesn't matter because they don't check or enforce it.
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SirAndy |
Feb 9 2010, 12:28 PM
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#13
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Resident German Group: Admin Posts: 41,815 Joined: 21-January 03 From: Oakland, Kalifornia Member No.: 179 Region Association: Northern California |
I have heard that Hagerty does not check mileage and as such can not enforce it. Those days are over. (IMG:style_emoticons/default/dry.gif) New regulations require ALL car insurance companies to now implement a tiered pricing structure on actual miles driven per year. I'm currently working on a related project ... (IMG:style_emoticons/default/shades.gif) Andy |
7TPorsh |
Feb 9 2010, 02:07 PM
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#14
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7T Porsh Group: Members Posts: 2,691 Joined: 27-March 06 From: Glendale Ca Member No.: 5,782 Region Association: Southern California |
What if the speedo only works when it wants too?
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SirAndy |
Feb 9 2010, 02:17 PM
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#15
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Resident German Group: Admin Posts: 41,815 Joined: 21-January 03 From: Oakland, Kalifornia Member No.: 179 Region Association: Northern California |
What if the speedo only works when it wants too? Tamper-proof GPS tracking devices for all vehicles ... (IMG:style_emoticons/default/shades.gif) Andy |
ME733 |
Feb 10 2010, 05:30 AM
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#16
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Senior Member Group: Members Posts: 842 Joined: 25-June 08 From: Atlanta Ga. Member No.: 9,209 Region Association: South East States |
What if the speedo only works when it wants too? Tamper-proof GPS tracking devices for all vehicles ... (IMG:style_emoticons/default/shades.gif) Andy ................This sounds Like the INSURANCE COMPANY lobbists have paid off our legislators again...!....How can we oppose this?. A required GPS system is an infrengement on personal freedom of movement, use of personal property,and survelance without a court order.! Even Felons being traced, tracked, require a judges court order to allow Authorities to use GPS, and wire taps....(I have a good friend who is a prosecutor, is why I know this stuff.)....MM. |
jcambo7 |
Feb 10 2010, 05:31 PM
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#17
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Senior Member Group: Members Posts: 1,669 Joined: 24-December 08 From: Graham, WA Member No.: 9,867 Region Association: Pacific Northwest |
I am using American Modern, as they were a USAA affiliate, and USAA did not want to cover a classic car. Similar to Hagarty in many ways. Have to keep the car in a locked garage, and I am not supposed to drive it over 5000 miles a year - but they don't check, and I doubt that I would anyway. Zach USAA didn't want to insure a classic car? That confuses me seeing how USAA insures both my 914 and my Honda... |
Dr Evil |
Feb 10 2010, 05:39 PM
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#18
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Send me your transmission! Group: Members Posts: 23,032 Joined: 21-November 03 From: Loveland, OH 45140 Member No.: 1,372 Region Association: MidAtlantic Region |
How long has USAA done your 914? Mine was done until I wrecked it and then they gave me shit about "why dont you have collector insurance on it?" I told them that it cost less than a Honda to replace so why should I have restrictive insurance on it. However, collector insurance is waaayyy cheaper. Some will only let you drive to and from a parade or other events. Not to work, not to the store.
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dr914@autoatlanta.com |
Feb 10 2010, 05:40 PM
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#19
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914 Guru Group: Members Posts: 8,055 Joined: 3-January 07 From: atlanta georgia Member No.: 7,418 Region Association: None |
Well Spring is comming sometime in the near future ,I hope.(when the rains stop and and the cold weather abates, usually.) Question is ...who would you recommend for "classis Car insurance"., and what experiences have you had with them good or bad. ...Thanks MM. Hagerty is best for the classics and AMICA is best for regular insurance. |
jcambo7 |
Feb 10 2010, 05:45 PM
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#20
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Senior Member Group: Members Posts: 1,669 Joined: 24-December 08 From: Graham, WA Member No.: 9,867 Region Association: Pacific Northwest |
How long has USAA done your 914? Mine was done until I wrecked it and then they gave me shit about "why dont you have collector insurance on it?" I told them that it cost less than a Honda to replace so why should I have restrictive insurance on it. However, collector insurance is waaayyy cheaper. Some will only let you drive to and from a parade or other events. Not to work, not to the store. For almost a year I have had USAA cover my 914. Sure it currently isn't drivable but they said for me to just call them up as soon as I could drive it and they would change my insurance to full coverage that I would need for driving...I didn't even ask to get classic car insurance...It might also be that I am in the military and the fact that USAA customers are mainly military... |
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