update/ sad day, estimate for repair Options

[oldschool]

so the insurance gal came by today, took some photos, mileage,dent,vin and all 4 corners, went to her car and came back with a printed sheet....preliminary estimate
total $5219.96

she said that they will total it. (IMG:style_emoticons/default/mad.gif)

parts.12.8 hrs @ 32.hr $4214.53
body labor 2.6 hrs @32.hr $409.60
paint labor 2.0 hrs @32.hr $83.20
frame labor 2.o hrs @38. $76.
paint supplies 2.6 hrs @24.hr $62.40

[Wilhelm]

So what does a person do whose car get wrecked and they have alot of custom stuff in it that is not standard 914 stuff? For example Iamchappys 3.6 turbo car? Clearly the insurance payout on a mint condition standard 914 would not cover the custom bodywork, engine, 5 lug conversion, big brakes etc. The other person ins company does not see all this custom stuff, just a 35 year old perhaps well maintained vehicle. Could you end up swapping all the original 914 stuff back onto the car before the ins company took the car or would that be considered fraud?

[oldschool]

So what does a person do whose car get wrecked and they have alot of custom stuff in it that is not standard 914 stuff? For example Iamchappys 3.6 turbo car? Clearly the insurance payout on a mint condition standard 914 would not cover the custom bodywork, engine, 5 lug conversion, big brakes etc. The other person ins company does not see all this custom stuff, just a 35 year old perhaps well maintained vehicle. Could you end up swapping all the original 914 stuff back onto the car before the ins company took the car or would that be considered fraud?

The lady did say if you have any thing custom stuff they will pay for it.

and they hit me, its their insurance

[Zundfolge]

...they hit me, its their insurance

Then their "estimate" is nothing more than an offer.

Counter with more than what you really want and let them know that if they prefer this can be settled in court.

Then lawyer up. They'll either roll over or fight. Rolling over is usually cheaper for them.

[Derek Seymour]

...they hit me, its their insurance

Then their "estimate" is nothing more than an offer.

Counter with more than what you really want and let them know that if they prefer this can be settled in court.

Then lawyer up. They'll either roll over or fight. Rolling over is usually cheaper for them.

(IMG:style_emoticons/default/agree.gif)

They are low-balling you at a figure they think is high enough to make you happy. Let them know you are more than happy to take this to court and that any and all legal expenses will be added in to the settlement total.

If this was your insurance company you would have less wiggle room, but their client has been found at fault and they are legally responsible to put your car back in the state it was in prior to the accident or provide you with an acceptable payoff amount. I don't think you will have any trouble finding experts that will tell you your car is worth more than what the insurance company is claiming.

[oldschool]

...they hit me, its their insurance

Then their "estimate" is nothing more than an offer.

Counter with more than what you really want and let them know that if they prefer this can be settled in court.

Then lawyer up. They'll either roll over or fight. Rolling over is usually cheaper for them.

(IMG:style_emoticons/default/agree.gif)

They are low-balling you at a figure they think is high enough to make you happy. Let them know you are more than happy to take this to court and that any and all legal expenses will be added in to the settlement total.

If this was your insurance company you would have less wiggle room, but their client has been found at fault and they are legally responsible to put your car back in the state it was in prior to the accident or provide you with an acceptable payoff amount. I don't think you will have any trouble finding experts that will tell you your car is worth more than what the insurance company is claiming.

ya they are using some kind of body shop software ccc and they have some kind of limit for the car rental?