update/ sad day, estimate for repair |
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update/ sad day, estimate for repair |
oldschool |
May 12 2009, 02:42 PM
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#1
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Advanced Member Group: Members Posts: 3,372 Joined: 29-October 08 From: P-town Member No.: 9,705 Region Association: Southern California |
so the insurance gal came by today, took some photos, mileage,dent,vin and all 4 corners, went to her car and came back with a printed sheet....preliminary estimate
total $5219.96 she said that they will total it. (IMG:style_emoticons/default/mad.gif) parts.12.8 hrs @ 32.hr $4214.53 body labor 2.6 hrs @32.hr $409.60 paint labor 2.0 hrs @32.hr $83.20 frame labor 2.o hrs @38. $76. paint supplies 2.6 hrs @24.hr $62.40 |
Wilhelm |
May 12 2009, 03:00 PM
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#2
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Member Group: Members Posts: 408 Joined: 7-September 07 From: Hooterville, OR Member No.: 8,088 Region Association: None |
So what does a person do whose car get wrecked and they have alot of custom stuff in it that is not standard 914 stuff? For example Iamchappys 3.6 turbo car? Clearly the insurance payout on a mint condition standard 914 would not cover the custom bodywork, engine, 5 lug conversion, big brakes etc. The other person ins company does not see all this custom stuff, just a 35 year old perhaps well maintained vehicle. Could you end up swapping all the original 914 stuff back onto the car before the ins company took the car or would that be considered fraud?
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oldschool |
May 12 2009, 03:22 PM
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#3
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Advanced Member Group: Members Posts: 3,372 Joined: 29-October 08 From: P-town Member No.: 9,705 Region Association: Southern California |
So what does a person do whose car get wrecked and they have alot of custom stuff in it that is not standard 914 stuff? For example Iamchappys 3.6 turbo car? Clearly the insurance payout on a mint condition standard 914 would not cover the custom bodywork, engine, 5 lug conversion, big brakes etc. The other person ins company does not see all this custom stuff, just a 35 year old perhaps well maintained vehicle. Could you end up swapping all the original 914 stuff back onto the car before the ins company took the car or would that be considered fraud? The lady did say if you have any thing custom stuff they will pay for it. and they hit me, its their insurance |
Zundfolge |
May 12 2009, 03:31 PM
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#4
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Senior Member Group: Members Posts: 847 Joined: 12-August 07 From: Colorado Springs Member No.: 7,994 Region Association: Rocky Mountains |
...they hit me, its their insurance Then their "estimate" is nothing more than an offer. Counter with more than what you really want and let them know that if they prefer this can be settled in court. Then lawyer up. They'll either roll over or fight. Rolling over is usually cheaper for them. |
horizontally-opposed |
May 13 2009, 04:20 PM
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#5
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Advanced Member Group: Members Posts: 3,441 Joined: 12-May 04 From: San Francisco Member No.: 2,058 Region Association: None |
...they hit me, its their insurance Then their "estimate" is nothing more than an offer. Counter with more than what you really want and let them know that if they prefer this can be settled in court. Then lawyer up. They'll either roll over or fight. Rolling over is usually cheaper for them. Exactly. My car wouldn't exist today if I hadn't run into a local Porsche guy at Lukes and Shorman right after visiting the other driver's Farmer's Insurance offices, where a delighted woman told me that they were "going to total my car for (me)" as if it was my lucky day. The hit to my car was VERY similar to yours, but didn't affect the trunk lid, which popped open and saved itself. What I learned was: -They don't get to make the decision on totaling your car s easily as that. -They don't get to tell you what body shop you'll be using. -They don't get to establish the value of your car without taking into account (accurate) information you provide. His best advice, though, was this: turn the matter (And your research) over to YOUR insurance agent and have them handle it, with explicit instructions that you want to fix the car. I'd only go the lawyer route if all of the above fails. It sure looks like your car is worth more than $5200 -- just like my car was worth more than $3500 18 years ago. And, your car will be worth a lot more than $5200 18 years from now so long as you fight for it. You'll get through this -- and it WILL be worth your time. pete |
oldschool |
May 13 2009, 09:51 PM
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#6
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Advanced Member Group: Members Posts: 3,372 Joined: 29-October 08 From: P-town Member No.: 9,705 Region Association: Southern California |
...they hit me, its their insurance Then their "estimate" is nothing more than an offer. Counter with more than what you really want and let them know that if they prefer this can be settled in court. Then lawyer up. They'll either roll over or fight. Rolling over is usually cheaper for them. Exactly. My car wouldn't exist today if I hadn't run into a local Porsche guy at Lukes and Shorman right after visiting the other driver's Farmer's Insurance offices, where a delighted woman told me that they were "going to total my car for (me)" as if it was my lucky day. The hit to my car was VERY similar to yours, but didn't affect the trunk lid, which popped open and saved itself. What I learned was: -They don't get to make the decision on totaling your car s easily as that. -They don't get to tell you what body shop you'll be using. -They don't get to establish the value of your car without taking into account (accurate) information you provide. His best advice, though, was this: turn the matter (And your research) over to YOUR insurance agent and have them handle it, with explicit instructions that you want to fix the car. I'd only go the lawyer route if all of the above fails. It sure looks like your car is worth more than $5200 -- just like my car was worth more than $3500 18 years ago. And, your car will be worth a lot more than $5200 18 years from now so long as you fight for it. You'll get through this -- and it WILL be worth your time. pete ya man thanks Pete, it is my only car so I do need a rental at this time. |
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