Need advice! Insurance Q's, Here's one I wish I didn't have to ask! |
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Need advice! Insurance Q's, Here's one I wish I didn't have to ask! |
East coaster |
May 10 2004, 07:15 PM
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#1
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Senior Member Group: Members Posts: 1,752 Joined: 28-March 03 From: Millville, NJ Member No.: 487 Region Association: None |
My nephew was involved in an accident with his (my old) really nice pristine '71 914. This is a really clean original car. The only things non-stock on this car are the 914-6 front end/rear hubs and the fuchs. It was original paint and was in really sweet shape. Today, someone backed into it with a mini-van while he was waiting at a light. It looks like it needs at least a hood, bumper, bumper rubber, foglight grills and the obvious body work to the front end. The alignment still feels OK, but the lights have popped up indicating the unibody was bent. I can't open the hood to investigate further without removing the bumper and I didn't want to mess with anything until I figure out how to deal with this from an insurance perspective.
I'm looking for advice on how to proceed with the insurance company. The other driver readily admitted he was in the wrong and received a ticket. So how do we make sure that it gets repaired correctly?? I can just see some hacker shop throwing a resprayed non color matched hood and trying to straighten the bumper and saying it's OK. This car really deserves to fixed correctly and I need advice on how to get that accomplished. I'm also afraid that if the repair estimate is too high, they'll want to total it?? How do you walk that thin line?? If it comes down to needing a professional appraisal of this car to fight with the insurance company, is anyone here qualified to do this?? Help! Here's pics....... Attached File(s) hershey_001.JPE ( 15.18k ) Number of downloads: 0 |
rick 918-S |
May 11 2004, 12:41 AM
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#2
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Hey nice rack! -Celette Group: Members Posts: 20,676 Joined: 30-December 02 From: Now in Superior WI Member No.: 43 Region Association: Northstar Region |
If your unlike most of us you have a stated value policy with Haggerty or someone,, ya right. Most likely you only have a liability policy on your old car like the rest of us. So Your best bet is to contact the other drivers carrier. They may ask you for a recorded statement, maybe not.. I always do. This is to determine the extent of liability and or comparetive neglegents. You should have information about value. Don't bother with Kelley online or NADA online. they are generic prices for across the country not area specific. check the library for an NADA for your area. Get real pricing for cars currently in the market. Classifieds here, Pelican, collectorcartraderonline, any othe sources . This will make it easier for the adjuster. You are entitled to retain salvage if it totals. You can counter offer but base your counter on facts don't counter just because you don't agree with the offer to settle. Let us know what happens as things progress.
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